Agricultural

Farm Insurance Program

We accept debit, cash and cheque.

Machinery Coverage

  • All external perils coverage
  • Damage to non-owned or leased machinery
  • Loss of use
  • Optional replacement cost

Building Coverage

  • Broadform or named perils coverage
  • Optional replacement cost
  • Increased reconstruction costs due to bylaws

Produce Coverage

  • Seed, fertilizers, herbicides, pesticides and commercial feed, refrigerated product

Livestock Coverage

  • Standard or broadform coverages available for cattle, swine, poultry and horse

Loss of Income Coverage

  • Ongoing and extra expenses after a loss

Public Legal Liability

  • Corporate & family farm operations
  • Environmental pollution coverage
  • Extensions for custom work

 

Our Philosophy

Howard Mutual has been owned by its policy-holders since its inception in 1892. After paying claims, managing bills and running the company, if the company makes a profit underwriting, the policy-holders get a cheque. It is that simple.

Howard Mutual News

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Howard Mutual donates 1.5 Million for Medical Centre

Howard Mutual donates 1.5 Million for Medical Centre Howard Mutual Insurance is giving back to ...[Read More...]