Agricultural
Farm Insurance Program
We accept debit, cash and cheque.
Machinery Coverage
- All external perils coverage
- Damage to non-owned or leased machinery
- Loss of use
- Optional replacement cost
Building Coverage
- Broadform or named perils coverage
- Optional replacement cost
- Increased reconstruction costs due to bylaws
Produce Coverage
- Seed, fertilizers, herbicides, pesticides and commercial feed, refrigerated product
Livestock Coverage
- Standard or broadform coverages available for cattle, swine, poultry and horse
Loss of Income Coverage
- Ongoing and extra expenses after a loss
Public Legal Liability
- Corporate & family farm operations
- Environmental pollution coverage
- Extensions for custom work
Our Philosophy
Howard Mutual has been owned by its policy-holders since its inception in 1892. After paying claims, managing bills and running the company, if the company makes a profit underwriting, the policy-holders get a cheque. It is that simple.
Howard Mutual News
Howard Mutual donates 1.5 Million for Medical Centre
September 7, 2010
Howard Mutual donates 1.5 Million for Medical Centre
Howard Mutual Insurance is giving back to ...[Read More...]
