Commercial

We accept debit, cash and cheque.

Office Coverage

Broadform Building Coverage

• Replacement cost
• Increased reconstruction costs due to bylaws
• Accidental breakage of glass and signs
• Vandalism and malicious damage by tenant

Broadform Contents Coverage

• Replacement cost
• Optional sewer/sump backup coverage
• Vandalism and malicious damage by tenants

Loss of Income Coverage

• Replaces business income lost as a result of insured damage to property (less expenses, which do not continue)

Crime Coverage

• Contents including cash
• Optional coverage for loss resulting from employee dishonesty

Public Legal Liability

• Premises coverage (slip and fall)
• Optional environmental pollution damage

Retail Store Coverage

Broadform Store Coverage

• Replacement cost
• Increased reconstruction costs due to bylaws
• Accidental breakage of glass and signs

Equipment Coverage

• Replacement Cost
• Optional theft coverage
• Optional mechanical breakdown to computers
• Optional sewer/sump back up

Stock Coverage

• Optional theft coverage
• Market value for stock on shelves
• Damage resulting from change in temperature
• ‘Peak season’ coverage automatically increases stock limits up to 25%

Loss of Income Coverage

• Replaces business income lost as a result of insured damage to property (less expenses which do not continue) crime coverage
• Contents including cash
• Optional coverage for loss resulting from employee dishonesty

Public Legal Liability

• Retail store premises (slip and fall)
• Products coverage (All goods you sell)
• Tenants legal liability

Contractors Coverage

Broadform Building Coverage

• Replacement cost or depreciated value
• Accidental breakage of glass and signs

Broadform Contents Coverage

• Property of clergy and others while on premises
• Includes religious articles and equipment
• Optional sewer/sump backup coverage

Loss of Income Coverage

• Replaces income lost as a result of insured damage to property (less expenses which did not continue)

Public Legal Liability

• Premises coverage (slip and fall)
• Congregational activities
• Optional professional liability
• Optional protection for church entity against allegations of abuse
• Optional directors and officers liability coverage

Home Based Business Coverage

Broadform Equipment Coverage

• Replacement cost
• Optional mechanical breakdown to computers
• Electrical surges by power fluctuation

Stock Coverage

• Optional theft coverage
• Market value for stock in inventory

Crime Coverage

• Home business contents including cash

Loss of Income Coverage

• Replaces business income lost as a result of insured damage to property (less expenses which do not continue)

Public Leegal Liability

• Office premises at home (slip and fall)
• Products coverage (goods you sell)
• Optional professional liability

Apartment Building Owners Coverage

Broadform Building Coverage

• Replacement cost
• Increased reconstruction costs due to bylaws
• Accidental breakage of glass and signs
• Vandalism and malicious damage by tenant

Broadform Contents Coverage

• Replacement cost
• Optional sewer/sump backup coverage
• Vandalism and malicious damage by tenants

Loss of Income Coverage

• Replaces business income lost as a result of insured damage to property (less expenses, which do not continue)

Crime Coverage

• Contents including cash
• Optional coverage for loss resulting from employee dishonesty

Public Legal Liability

• Premises coverage (slip and fall)
• Optional environmental pollution damage