Residential

Home Insurance

We accept debit, cash and cheque.

Insurance on your House

• Comprehensive or limited perils options
• Swimming pools & fixed outdoor equipment
• Trees, plants, patios
• Includes removal of debris from insured loss
• Optional guaranteed replacement cost
• Separate coverage for detached garages and sheds

Home Contents & Personal Property

• Comprehensive or limited perils options
• Replacement cost coverage
• Extensions for property while away from your home and for students’ contents
• Includes property of family members living in your home
• Specialty coverage available for jewelry, fine arts, collectibles, tools, musical instruments, electronic equipment and watercraft

Other Features

• Protection against fraud for your credit/ debit cards and cheques
• Coverage on the contents of your freezer if it breaks down
• Cleanup coverage if gas, oil or other pollutant is accidentally spilled on your property

Additional Living Expense

• If your home is damaged because of an insured loss, we will cover the extra cost of living away from your home while your house is being repaired.

Public Liability

• We will defend you and pay for losses you are legally liable for if someone sues you because you injured him or her or damaged their property
• Many optional extensions available