Howard Mutual has been owned by it’s policy-holders since its inception. After paying claims, managing bills and running the company, if the company makes a profit, the policy-holders get a cheque.
Seriously!
Let’s see one of the big insurance companies do that with their huge profits!
In fact, Howard Mutual has written cheques back to its member for several years.
Really!
We believe a well-managed company should be a benefit to our policy holders. When you’re with Howard Mutual, you will have competitively priced insurance products and services, and you own the company.
Choose Howard Mutual for Home, Auto, Farm and Business insurance.


