Ridgetown and Blenheim reception will be open 9:00 a.m. – 4:00 p.m. for payments.
The Blenheim office is closed daily from 1:00 p.m. – 2:00 p.m.

For customers wanting to talk to their agent, please call 519-674-5434 or 519-676-1042
For new customers, please call 519-674-5434 or 519-676-1042 to get connected to an agent. 

Howard Mutual Insurance

Personal service, every time.

At Howard Mutual, we are driven to protect our community. That means providing personal service, every time and going above and beyond to share our success with the communities we serve.

This is important to us because the foundation of our business is doing what is right. Howard Mutual is growing to meet your changing needs and to protect your future. Since 1892, we have built a reputation of trust, one policyholder at a time.

Mother, father and son smiling sitting in livingroom

Experience the Difference

Personal customer service experience: We go above and beyond to ensure our policyholders are satisfied.

Community-based: We always give back to our community, even in uncertain times.

Consideration: We consider the impact on policyholders whenever business decisions are made.

Input: Policyholders can have a say in the operation of our company by attending our Annual General Meeting and having the right to elect the Board of Directors.

Profit sharing: Depending on the economic status of the previous year, policyholders may receive a refund of premium, which is determined by the Board of Directors.


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