AUTO

Farm Form Standard Policy Wording

Applying for a Donation from Howard Mutual

Howard Mutual supports a number of local charitable and volunteer organizations each year with gifts that can include money, in-kind items, and possibly volunteer help.

Donations will be considered for organizations and events whose goals provide a direct benefit to the Company, such as reducing claims, or whose goals improve the quality of life for our local community. These organizations or events will include, but not be limited to, those who focus on cultural, agricultural, environmental, health, heritage, or educational goals.

Howard Mutual, under normal circumstances, will not consider donations to: adult sporting teams, organizations, or events (however, we will consider donations to youth sports teams, organizations, or events); “for profit” organizations or events; and religious or sectarian organizations, unless they support broad-based community needs.

In-kind donation requests will be considered (e.g., pens, yardsticks, and fire extinguishers) as long as they meet the Company criteria listed above.

We ask that donation requests be submitted to us in writing, either by mail or email.

Mail:
Howard Mutual Insurance Company
20 Ebenezer Street West, P.O. Box 398
Ridgetown, Ontario  N0P 2C0

Email: donations@howardmutual.com

For any questions, feel free to contact us in writing, or by phone at 1.866.931.2809.

When submitting your request, please include the following information:

Tell Us a Little About Your Organization

1. Organization name
2. Charitable number (if available)
3. Address and telephone number
4. Contact person
5. Email
6. Purpose of your organization, what you do, who you help
7. Brief history of your organization
8. Your organization today, members, volunteers, etc.
9. Funding or other support received from us in the past

Tell Us About Your Request

1. Brief description of your project
2. What you would use our donation for
3. Amount requested
4. Other organizations you have applied to for support for this project, if applicable
5. How you plan to provide recognition of Howard Mutual’s support for your project
6. Anything else you would like us to know

Howard Mutual strives to support organizations with good governance and financial stability.  If your donation request is of a large nature, please provide us with the following additional information:

1. A list of your officers and their contact information
2. A budget for your project, listing the expenses and revenues
3. A copy of your organization’s most recent financial statements

Paul Spence 

I joined Howard Mutual early in 2017. I attended and graduated from the University of Guelph with a diploma in Agricultural Business and a bachelor’s degree in Agricultural Business. I was born and raised in McKay’s Corners on our family farm and I have a long history with Howard Mutual as both policy holder and because my Grandfather and Uncle both worked for the company. I am married to my beautiful wife Sara who immigrated from Ecuador and we have two amazing children; Joah and Vivien.          

I am proud to carry on their reputation and tradition of service excellence and promote the Howard Mutual difference. I can still remember my uncle’s schedule servicing clients, critics on the value of insurance while working on the farm and listening to insurance topics as a small boy. All these experience I hope will serve me in how I treat my clients today. I pride myself in knowing all of my clients and their families personally, their value to our community and being responsible for their insurance needs is an honour that I enjoy and plan to take very seriously.

Tasha Shaw

I have just recently joined Howard Mutual Insurance as a Sales Agent. I graduated from Fanshawe College with a diploma in Business Insurance and I have my CIP designation. I have been working in the insurance industry for over 17 years as an insurance broker and am very eager and excited to start this new chapter in my insurance career. I currently reside in Thamesville with my husband and two busy, fun loving boys Cody and Roewen. You can usually find me in the cheering section at my children’s hockey, baseball and soccer games. I enjoy hockey, golfing, boating and being with my family. I take great pride in providing my clients with personal and courteous service and look forward to a long, prosperous career continuing to help clients with all of their insurance needs.

Jeremy Derksen

Jeremy Derksen has lived in Chatham Kent most of his life and he loves to be involved in the community, such as going to as many events as possible and supporting his four children in their extracurricular activities with his wonderful wife Ashley.  Jeremy is a very positive and easy-going person which allows him to connect with the people around him.  With an extensive background in the auto sales, Jeremy will bring that experience to provide peace of mind to his clients with a personal touch. Jeremy says that, “it is hard enough dealing with today’s changing world let me, at Howard Mutual Insurance, help you with that.”

Scott Thompson

I joined the Howard team in 2018. I was born and raised in the Chatham area and I have an extensive background in multiple industries. In 2002, I graduated from the 3-year Advertising program at St. Clair College. My grandfather was a partner in the Smalley, Brisco & Thompson Insurance Brokerage located in Chatham, with roots dating back to the 1930’s, so I guess you could say that insurance is in my blood.

In my personal life, I am married with a son and daughter and we have been an active foster family for nearly 13 years. I enjoy being involved with my kid’s sports including coaching hockey teams, caddying for my son, and volunteering with the Chatham “Y” Pool Sharks for my daughter. I enjoy golfing, playing volleyball, hockey and any activity that involves water. I am incredibly excited to be a part of this outstanding team and look forward to providing the unparalleled service that Howard Mutual offers.

Tara Fancy

Tara Fancy was born and raised in Chatham-Kent and has previously worked in the banking industry.  In 2018 she was ready for a change in direction and decided to take on the insurance industry, a move that she has thoroughly embraced! With her insurance knowledge she is a great asset to Howard Mutual. Tara loves working with people in the community, helping to protect them from the unpredictable, as she considers her clients her first priority.  She is happily married with two sons who are involved in travel hockey and soccer, and as a family they love to spend time fishing, boating, and enjoying nature. Tara enjoys building and maintaining business relationships with her clients and excelling in customer care and satisfaction.