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July 25th, 2014

Our Philosophy

Howard Mutual has been owned by its policy-holders since its inception in 1892. After paying claims, managing bills and running the company, if the company makes a profit underwriting, the policy-holders get a cheque. It is that simple.

Howard Mutual Insurance Company News

Funds Raised for Young Adults

December 16th, 2014

Howard Mutual employees, agents and directors raised $2400.00 towards gifts to sponsor 32 young adults attending the Continued Care & Support for Youth (CCSY) Christmas Party this year.